New FDIS WindyCity - First Data Independent Sales - Credit and Debit card processing, Check processing, Gift Cards, Merchant Cash Advance, Personal Credit Card, Equipment, software

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Credit / Debit Processing

We offer our merchants the ability to accept a wide array of credit and debit cards.

Standard Setup

Our standard merchant account setup enables you to accept all of the following:

Visa® Credit Cards
MasterCard® Credit Cards
Visa® Branded Debit Cards
MasterCard® Branded Debit Cards
Discover® Network

The rates and fees for accepting these cards will depend on your business type, monthly volume and how you process your cards.

Additional Card Types

You can also accept the following card types without having to purchase additional equipment. All of these require separate application, and have separate fees. Please ask your sales representative for current rates and fees when applying.

American Express®
Diner's Club® / Carte Blanch®
JCB

If you would like to accept the following types, you will need to purchase additional equipment.

Debit / ATM cards – A pin pad is required for Debit / ATM Card acceptance.
Visa ® PayWay / MasterCard PayPass® - A contactless card reader is required for acceptance of the "tap and go" transactions. This service is only available to merchants who are using one of the First Data™ FD series terminals or a POS system that utilizes broadband connections.

Deposits into your account

Typically, deposits for transactions made using Visa®, MasterCard® and Discover® Network cards will appear in your account 24 – 48 business hours after the batch is closed. Deposits for all other transaction types may take an additional 24 business hours to appear in your account.